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I've posted this on a financial forum too but seeing as RW is a font of knowledge I didn't think it woudl hurt to get some opinions here too.
I bough my house 6 months ago and turned down my mortgage lender's offer of life insurance as I wanted to shop around. I am still shopping around and am totally baffled by the options and jargon- I have no idea where to start. Seeing as I am not married and have no children all I am really looking for (i think) is critcical illness cover. However, this seems to be the one thing that people say not to be 'tricked into'. Surely this is what I would want to take care of martgage payments if I was too ill to continue working? Brief basics on my circumstances- secure job (teacher) and no long term health issues.
Any advice/suggestions as to what type of policy i should go for. Any to avoid?
Thanks in advance!