I'm a BTA member which covers me for loss of things like life limbs etc when racing globally but not equipment or transport.
last year - I spent £55 on a "gold package" for whole holiday to Switzerland and forgot to claim back my E34 drip and my lost goggles so ended up paying for it anyway....
I have an e111 card and normal travel insurance etc.
1)Should I get extra IM specific insurance or am I just doing overkill?
2)If so what is the best to get?