Car hire question

Here's a serious question from me for a change:
In the summer, I rented a car, and while I had it, the windscreen cracked. I took it back to the company right away, and they said "it's fine to drive round like that, we won't replace it". I continued to drive the car for another month.
I returned home, and noticed on my credit card statement, that they've taken out $270 last week, without any word to me. I emailed them, and they said "you broke it, you're liable for the damage. It had to be replaced to pass it safety test".

What do you think? Are they within their rights or should I call the credit card company and tell them it's been taken without my permission?

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