Good luck transferring that! I couldn't run in 2009 as I was a few days short of receiving a bone marrow transplant and they were all "yeah we're sorry but tough luck". I love the Bupa 10,000 and greatly prefer it to the awful Great British 10k Race, but they're very strict about no transfers or deferring.
I can understand not refunding your money but you cant even defer it untill next year .... disgusting when you think of the amount of people who pick up injuries
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How much for?
Whether you agree with it or not, you submitted your entry, paid your money, and agreed to be bound by their Terms and Conditions.
You made your choice. Simple as.