A recovery truck reversed into it ... unlikely to cause major damage unless he was at speed
Your Insurnce company reccommended a garage which you chose not to use and I assume cleared it with your insurance company that you could use one of your choice
Your choice was a garage that did bodywork only
The garage mend the bodywork to an agreed sum with you and the insurance company
The garage send you away with an advisory list or a list of reccommendations
If the veh had been unsafe to drive they would not have let you drive it away
You chose to not attend to the advisory notes that the garage gave you
As previously mentioned wear and tear is just that and with a car that age it is not on a particular schedule
Your beef is not with the Insurance company or the underwriters or even I believe with the garage
Check when your service/MOT is due and check to see if there are any other 'advisory notes' that you have forgotten about
I wouls also check that everything else is in date and legal before you start trying to shift the blame for apparent bad housekeeping
I know it's too late on this occassion, but in the future go with the insurer approved garage to save all this kind of hassle.
If car has a dent then yes, take it to a body shop. If the car has been in an accident then it needs to be a proper garage who can sort the outside as well as the inside.
When the stupid woman ran into the back of my car last summer, she went mental when I started taking photos of my car, her car, her, and only a child in her car. When she told the coppers, The Sgt turned to me and said sensible bloke.
KK I beg to differ that that sort of impact (low level reversing) would have that kind of effect on the driveshaft unless there is already a problem there .... I will bow to Mr KKs better knowledge on this at the moment
I would expect a car of that age to utter all sorts of noises and I would usually remedy them by turning the radio up obviously assuming it hasnt been left under a bush or in A&E
No one said you were a criminal nor implying that it wasnt legal .... although if you have not followed reccommendations within a reasonable amount of time given by the garage then I would doubt very much if the underwriters would give you the time of day
Ok D2D, I've read the thread carefully and after taking all the various points into consideration my analysis is that you are stuffed. You have a worn out 20 year old car and because it's had an accident various faults have been brought to your attention consistent with it's age.
You pay your insurers to take care of accident damage so it's best to let them do that. What's the point of doing it yourself? You could get an independent motor engineer to look at the vehicle for you but if the engineer says the faults are not linked to the accident you have wasted your money.
Two further points which have already been mentioned,
1) a Nissan Figaro is not a classic car and if you refer to it as such in a garage they will know you are a numpty.
2)1.5 miles is a walk to work not a drive.
"Two pebbles in the wheel tread of a passing afternoon, caught in time and circumstance, two lovers in the moon"
I'm just glad the insurance company have finally come to their senses and agreed to send an assessor out.
I don't really think it's a case of them coming to their senses, they didn't do anything wrong! No doubt they're just doing it to shut you up, so be grateful for that.
.....and your premiums will go up, there is rarely a winner other than the Insurance companies
Our premiums are going up anyway, because some crappy ruling that saysbecause men & women are 'equal' therefore the insurance premiums need to reflect that.
Comments
A recovery truck reversed into it ... unlikely to cause major damage unless he was at speed
Your Insurnce company reccommended a garage which you chose not to use and I assume cleared it with your insurance company that you could use one of your choice
Your choice was a garage that did bodywork only
The garage mend the bodywork to an agreed sum with you and the insurance company
The garage send you away with an advisory list or a list of reccommendations
If the veh had been unsafe to drive they would not have let you drive it away
You chose to not attend to the advisory notes that the garage gave you
As previously mentioned wear and tear is just that and with a car that age it is not on a particular schedule
Your beef is not with the Insurance company or the underwriters or even I believe with the garage
Check when your service/MOT is due and check to see if there are any other 'advisory notes' that you have forgotten about
I wouls also check that everything else is in date and legal before you start trying to shift the blame for apparent bad housekeeping
I know it's too late on this occassion, but in the future go with the insurer approved garage to save all this kind of hassle.
If car has a dent then yes, take it to a body shop. If the car has been in an accident then it needs to be a proper garage who can sort the outside as well as the inside.
No
(just seeing if kk will bang her head on the desk if anyone says it)
Being serious now, the best cure for this is quite simple.
Take out the car radio and leave it in a bush.
Hmmm, now do I do the impression of that bloke from The Vicar of Dibley, or start singing 2 Unlimited?
No no, no no no no, no no no no, no no...
I would expect a car of that age to utter all sorts of noises and I would usually remedy them by turning the radio up obviously assuming it hasnt been left under a bush or in A&E
1. Driving 1.5 miles to work ? That'll shag your car quicker than not using it at all.
2. Garages love insurance work and they charge a nice premium for it - so if they could link the damage - I'm sure they would have done.
3. Not sure quite how hard you'd have to reverse to bust a crankshaft or whatever - but I suspect it would probably write your car off.
Its prob a coincidence together with it being shagged from tiny little journeys. Walk there and run home. Sorted.
Ok D2D, I've read the thread carefully and after taking all the various points into consideration my analysis is that you are stuffed. You have a worn out 20 year old car and because it's had an accident various faults have been brought to your attention consistent with it's age.
You pay your insurers to take care of accident damage so it's best to let them do that. What's the point of doing it yourself? You could get an independent motor engineer to look at the vehicle for you but if the engineer says the faults are not linked to the accident you have wasted your money.
Two further points which have already been mentioned,
1) a Nissan Figaro is not a classic car and if you refer to it as such in a garage they will know you are a numpty.
2)1.5 miles is a walk to work not a drive.
"Two pebbles in the wheel tread of a passing afternoon, caught in time and circumstance, two lovers in the moon"
Now that's poetry!
Our premiums are going up anyway, because some crappy ruling that saysbecause men & women are 'equal' therefore the insurance premiums need to reflect that.
Can open, worms everywhere.